What
is it
An
insurance policy designed to provide adequate income to
the insured in the event they are ill or injured and unable
to earn income. The policy can be designed to provide a
percentage of your annual income, to be paid on a monthly
basis, and for a specific number of years from 2 through
to life.
How
can we help
This
is a sensitive form of coverage as the insured is still
in the picture. Our professionals will help you determine
the correct amount of coverage in order to avoid financial
hardships while ensuring they incorporate other coverage,
e.g. through an Association plan or an employer sponsored
disability plan.
There
are several options available on this coverage that need
to be properly understood in order to design the correct
solution for you. Our professionals will work with you to
explain in lay language the benefits of each option. While
there is no way of identifying when a disability will occur,
our professionals will ensure you have the correct plan
with the right options and the best insurer for your situation.
